In today's challenging economic climate, many people are turning to Chapter 7 bankruptcy as a way to get out of debt and start fresh. It can feel overwhelming to complete the bankruptcy process on your own — especially because so much depends on getting it right. At The Weller Law Firm, we help our clients file Chapter 7 bankruptcy correctly, quickly and cost effectively.
Our firm's founding attorney Stan Weller has been practicing since 1998. He is a trusted resource in the bankruptcy law community and was recently a contributing author in the book, "Understanding the Effects of BAPCPA: Leading Lawyers on Examining BAPCPA Changes, Adopting New Filing Strategies, and Analyzing Consumer Bankruptcy Trends (Inside the Minds)." To learn more about how our Belleville bankruptcy attorney can help you, contact the firm online or call 618-207-4467.
The Benefits of Bankruptcy
Chapter 7 bankruptcy allows you to discharge your unsecured debts such as credit card bills and medical bills. Certain debts such as student loans, child support, spousal support and taxes may not be discharged. While many people believe the bankruptcy trustee will sell their assets to pay your creditors, most people find that they are able to keep their personal property and home in a Chapter 7.
Immediately after you file bankruptcy, an automatic stay goes into effect, which stops creditors from calling you and any repossession, foreclosure or garnishment actions being taken against you during the pendency of your bankruptcy.
The Chapter 7 Bankruptcy Process
Our firm is committed to helping people in Belleville and throughout southern Illinois file for Chapter 7 bankruptcy using the most efficient and cost-effective means available. When you work with us, we will:
- Analyze your finances and complete an accurate calculation of your income to see if you qualify to file for Chapter 7 bankruptcy
- Help you enroll and complete the mandatory credit counseling courses
- Assist you with reviewing and completing all the necessary paperwork related to filing a Chapter 7 bankruptcy petition
- Download your credit report if requested and make sure we have a complete list of all the creditors to whom you owe money
- Help you prepare and appear with you for the required 341 hearing, and assist you through your bankruptcy discharge
Contact a St. Clair County Chapter 7 Bankruptcy Attorney
To learn more about Chapter 7 bankruptcy, contact us online or call 618-207-4467 to schedule a free consultation with our lawyer.
Skype video appointments will be available beginning 2012 for clients who are unable to travel to our office.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.